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I enjoy what I do. "Helping people buy and sell homes is a part of me." 405-751-4848.
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I will send you a free relocation packet. Relocation can be fun. If you are thinking about moving to Edmond, Deer Creek, or Yukon or anywhere in between, I would love to help. Find Out More > View All Offers >
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Greg Roberts is committed to exceeding expectations within every transaction he is involved. He and his team are available anytime to ensure that your needs are met. Whether he is selling your home or helping you find your next home, Greg will be there to listen carefully and respond accordingly.
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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
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| A |
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen. |
See More Real Estate Trivia > |
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